Madrid Times

España Viva: Your Window to Madrid and Beyond
Tuesday, Jan 20, 2026

La fuerza laboral jubilada de España: navegando entre realidades económicas y normas culturales.

Exploración del bajo compromiso de los trabajadores recién jubilados en España y los factores multifacéticos que influyen en esta tendencia.
En un informe de Eurostat recientemente publicado, solo el 4,9% de los nuevos jubilados españoles continúan trabajando durante los seis meses siguientes a su jubilación.

Esto coloca a España cerca del fondo de la escala europea, muy por debajo del promedio de la UE del 13%, y en claro contraste con el 55% de Estonia.

Este fenómeno pone de relieve el sistema de pensiones de España, ya bajo presión por una población envejecida y bajas tasas de natalidad.

Gobiernos españoles sucesivos han introducido incentivos para retrasar la jubilación o combinarla con empleo a tiempo parcial.

A pesar de los esfuerzos legislativos, España permanece desvinculada de tendencias europeas más amplias donde continuar trabajando tras la jubilación es más común.

Solo Grecia y Rumanía muestran cifras más bajas, mientras que naciones como Alemania (12,8%) y Francia (9,8%) exhiben porcentajes más altos.

Las causas subyacentes de las cifras retrasadas de España son múltiples.

Carlos Bravo de CC OO señala que las diferencias sistémicas en las políticas nacionales podrían explicar estas disparidades.

"España tiende a excluir a los empleados mayores más que otros países, especialmente aquellos mayores de 55 años", señala, destacando un aspecto cultural y económico crucial para entender estas estadísticas.

Los datos revelan que el 25,8% de los españoles que se jubilan estaban desempleados en los seis meses previos a la jubilación, superando el promedio de la UE del 22,4%.

Ignacio Conde-Ruiz de Fedea comenta cómo el marco legislativo de España apenas apoya la coexistencia de trabajo y pensión.

Los sesgos estructurales que asumen que el empleo juvenil depende de la retirada de la fuerza laboral senior impiden el avance de la política.

Movimientos recientes del gobierno indican una perspectiva cambiante, ofreciendo reformas dirigidas a mejorar la compatibilidad trabajo-pensión.

Incentivos culturales y económicos diferencian aún más a España.

El empleo secundario tras la jubilación en España es menos atractivo financieramente, con solo un 3,4% encontrándolo económicamente beneficioso en comparación con el promedio de la UE de un 9,1%.

Simultáneamente, la generosidad del sistema permite que las pensiones representen el 80,4% de los salarios promedio, superando el promedio de la OCDE del 50%, reduciendo la necesidad de trabajo financiero post-jubilación.

Con una reforma legislativa pendiente que apunta a una reforma de pensiones incrementada, España está dispuesta a facilitar las transiciones del trabajo a la jubilación, posiblemente adoptando prácticas de vecinos que integran el empleo en los últimos años de la vida de manera fluida.

Si estas reformas pueden alinear suficientemente a España con el estándar de la UE sigue siendo una pregunta abierta, pero destacan crucialmente el nexo de la adaptación regulatoria y la evolución cultural en las prácticas de jubilación.
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