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Sunday, Jul 20, 2025

New Accessibility Law for ATMs in Spain to Take Effect in June 2025

Legislation mandates all financial entities to adapt ATMs for individuals with disabilities and the elderly.
Spain's new banking accessibility law, established under _Real Decreto 193/2023_, will come into force on June 28, 2025, requiring all financial institutions to modify their ATMs to eliminate barriers for users with physical, sensory, or intellectual disabilities.

This legislation aims to enhance accessibility for elderly individuals and those experiencing technological challenges.

Key provisions of the law include the introduction of larger text, screen brightness adjustments, redesigned icons, and a more intuitive interface.

Additionally, the implementation of headphones for audio guides and the installation of tactile buttons or ergonomic layouts for ease of use will also be mandated.

These enhancements will apply to both new devices and existing ones over a phased timeline.

The legal framework distinguishes between new ATMs, which must meet all accessibility requirements from the outset, and existing machines, which may continue to operate for up to ten years, coinciding with the conclusion of their economic lifespan.

During this transitional period, financial entities are required to inform their clients about which ATMs have been updated and those that remain pending adaptation.

Currently, Spain has approximately 47,000 ATMs, indicating that the adaptation process will be gradual.

The cost associated with modifying each ATM is estimated to range from 1,500 to 3,000 euros per unit.

In addition to technical improvements, financial institutions will also need to provide training for their staff to ensure they are equipped to assist individuals with functional diversity.

This regulatory advancement signifies a move towards a more inclusive banking environment.

While some enhancements may go unnoticed by the general public, they are expected to significantly benefit specific groups, particularly elderly users who often encounter challenges in reading screens or following complex instructions.

Starting June 28, the experience at ATMs in Spain is set to evolve, fostering greater equity in access to banking services.
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