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Monday, Apr 07, 2025

Spain Introduces Non-Contributory Pension for Housewives Over 65

Spain Introduces Non-Contributory Pension for Housewives Over 65

The Spanish Social Security system offers a financial benefit for housewives aged 65 and older who have insufficient contributions.
Housewives in Spain who are over the age of 65 and have not made sufficient contributions to the Social Security system can qualify for a non-contributory pension.

This specific benefit is designed to assist those in a situation of economic vulnerability.

Importantly, the pension does not require applicants to have worked outside the home or made any contributions to qualify, thus providing support for individuals who have dedicated their lives to domestic duties and family care.

The management of these pensions is handled by the Institute of Older People and Social Services (IMSERSO), with funding provided by the state.

For the year 2024, the annual amount for this pension is set at €7,250.60, distributed across 14 payments.

This translates to monthly support of €517.90, although the amount may be adjusted based on the personal and family circumstances of the applicant.

To be eligible for this pension, certain legal requirements must be met.

Applicants must reside in Spain for at least ten years, with two of those years preceding the application.

Additionally, applicants cannot exceed specific income limits.

For instance, an individual living alone must not have annual income exceeding €7,250.60. These thresholds are subject to change depending on the number of individuals living in the household and their familial relationship.

This economic assistance acknowledges the value of domestic work historically performed by many women without financial remuneration.

Accessing this pension is not automatic; it requires a formal application and an evaluation of the applicant's economic situation.

Nevertheless, this financial assistance offers a critical economic safety net for individuals who, after years devoted to home care, find themselves in older age without adequate means for a dignified living.
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